Mortgage Consultant · NMLS #222697 | AZ MLO-0912126
Here’s what buyers, homeowners, and agent partners say about working with us.
We've had the opportunity to work with Pat a couple of times now and each experience has been extraordinary. Pat is thorough, knowledgeable and so easy to work with - always a pleasure.
Pat helped us buy this home 5 years ago and did the same fine job on this transaction. We have found her to be very knowledgeable and professional.
Pat helped us 5 years ago buying this house, and again now for this transaction. We have found her to be very knowledgeable and professional.
This was our second time working with Pat and there was a reason for that. Pat helped us navigate a transaction we had no experience in and made it look easy - and it WAS easy for us! She is knowledgeable, quick to respond (even on her vacation, no less!), and above-all, friendly and personable. 10/10 would recommend Pat!
Pat was great.
I haven’t been the sole person to buy a home in 30 years . Pat helped me through very step of the process, if I didn’t understand anything she took the time to explain to me so I would understand. I got a great rate, and closed on time. I was out of town during closing and she made it possible for me to be able to sign all the closing documents. I will use her again and I would highly recommend her to anyone.
Pat is the best! From years of living and buying and selling homes and dealing w/various lenders, she really is the best. She is straight forward and knows her stuff! You will be happy you worked w/her.
Pat Tenney went above and beyond to help us through all aspects of acquiring a mortgage. She was patient and informative, and throughly explained everything and answered all our questions throughout the process. She helped expedite our closing and made sure we had everything in place properly. Pat is super friendly and very profession. We would highly recommend her!
We found Pat Tenney to be extremely diligent and dedicated to ensuring that the end result worked to our best advantage. She went above and beyond in solving the unknowns that came up during the process of completing all the requirements .We would without hesitation recommend Pat.It was a pleasure working with her.
Pat knows her business ! She is able to Explain very complicated areas of finance to those of us who need extra time and attention . A rare and respected quality in the difficult times .
Just wanted to give a shout out to Pat Tenney of Midwest Financial for her wonderful support and information on our reverse mortgage. Beginning our new chapter of retirement soon and mortgage free. Yay!!
Just wanted to give a shout out to Pat Tenney of Midwest Financial for her wonderful support and information, on our reverse mortgage. We can't thank you enough. Beginning our new chapter of retirement soon and mortgage free. Yay!!
Pat was professional and I would use her again. The process was in a timely matter.
Pat was able to help us find the right loan for our situation. She worked nonstop until it closed and always kept in close communication with us during the whole process. We would definitely go to her again for our financial needs. — Joey W.
Pat took care of everything in a timely professional manner, very easy to work with.
If your are ever in need Mortgage services Pat Tenney is that person ! We recently used Pat for our refinance and she was excellent ! Answered all our questions and kept us informed every step of the way . Trust worthy Efficient in every aspect of the process.
It was such a pleasure working with Pat. She is very professional and works hard for her clients and in my opinion goes above and beyond to make your experience as easy and seamless as possible.
Thank you Pat (your the best!!)
Pat is honest, hard working, trustworthy, and does exactly what she says she will and then some! We were thoroughly impressed and happy with her “can do” attitude and she completed our re-fi from first contact to fund dispursal in 30 days! We highly recommend Pat!
Pat was simply "amazing" throughout our whole refi process! She was on top of everything and kept us informed along the way. Our entire process took 4 weeks from our first contact with Pat till we closed and got our proceeds. She made sure other people who were part of the whole process (banks, escrow,appraisal, etc.) were on time and got their duties taken care of promptly. We definitely recommend Pat and were happy with her. You will be too. She is very nice!
Pat is not only very easy to work with, but so very knowledgeable in her field. Additionally, Pat's communication is second to none, her response times were quick and she always made herself available. I would highly recommend Pat to anyone in AZ.
Pat Tenney recently handled our refinance of our home and she was an absolute pleasure to work with! Not only that, she was always very easy to get a hold of and our refinance was completed in a timely manner. We would highly recommend her to anyone!
We have used Pat twice now. First when we bought our house and recently when we refinanced. Both times we shopped around and she has competitive rates. The difference is the customer service. Pat definitely is willing to go the extra mile which she did for us. We were very pleased both times we used Mid West Financial.
Pat was very helpful and worked diligently to get us the best rate for our refinance. She made the process smooth and easy. She worked very hard to get it done quickly and was open and honest about everything. It was a pleasure to work with her to get this completed.
Great service, closed our refinance in less than 30 days with a great rate. Would highly recommend Pat
For any financial services.
I had the most enjoyable professional experience with Pat!!
Always keeping me updated on information makes it look very easy!!
I've done several purchases and this by far was the best!!
No need to look any further for loan assistance than Pat!!
Thanks Again for the Fantastic service!!
Easy fast and pat always keeps you informed and returns calls quickly
Pats experience and knowledge is unparalleled. She is able to anticipate every angle of the situation and sets you up to have a relatively seamless transaction. There were never any delays and both times we were able to close early. You can also tell that she truly cares about her customers. My first loan with her was my very first home purchase ever, and she walked me through every step and found an amazing first time home buyer’s program for me. She made a very stressful and intimidating experience so much easier. She’s absolutely amazing and I’d recommend her to anyone!
Pat has always been a pleasure to work with. She has done multiple loans for me over the years. She has also done multiple loans for my daughter. She is so knowledgeable and will give you straightforward answers. I trust her impeccably- if she can’t get the loan done, than no one can. She also returns calls and gets you information when she says she will! If you have lived in Havasu for any amount of time, you know how hard it is to find someone that does what they say they’re going to!
Pat Tenney is a woman who knows her stuff. My husband and I didn't plan on buying a house when we started looking into the Havasu real estate market but came across a home we had to put an offer on. Our agent informed us we had to have a pre qual letter before an offer could be presented. And there were other offers going in with ours. I got on the phone with Pat, she got our information, ran credit and had a pre qual letter to the agent in no time. When our offer was accepted, Pat let us know everything that was needed to get the loan to underwriting. Her communication with us was exemplary keeping us informed every step of the way. We had a clear to close with the lender in 11 days. This is my 2nd time purchasing a home in Arizona with Pat Tenney. I would use anyone else. She gets the job done right and gets it done timely
Pat has done 2 loans for me and both were seamless. Her knowledge and experience makes a huge difference. The first loan she did for me was my very first home purchase and she alleviated the stress and confusion by taking extra time to explain everything step by step. She also found an amazing first time homebuyer program for me. Both loans she was actually able to close early on too! I can’t say enough great things about her. If you want someone personable that takes the time to do things right and communicates with you throughout the process- give her a call!
Pat is a fantastic loan officer and a great person. Throughout the whole loan process, Pat was thorough and communicated extremely well with us and all parties involved. I have complete faith in her. It is such a pleasure to work with such an honest and caring person. I can't thank you enough, Pat!
Pat's knowledge and desire to help us with our refinance could not have been better, we especially appreciated her patience with us as we had little knowledge about this procedure, thanks Pat for a great job.
Our experience with MWF and Pat Tenney was fantastic! She is honest and reliable. She is very knowledgeable and thorough in her work. We would recommend her to anyone.
It was wonderful having Pat take care of our refinancing. She paid very close attention to the details, and was quick to contact us to help one issue we had on our side of the process. I highly recommend working with Pat.
We have worked with Pat twice on home loans. She is very knowledgeable & committed to getting the best loan possible. She really knows her job. Highly recommend her.
Pat was wonderful to work with. Very detail oriented and thorough. A hands on approach with great communication skills. I would definitely use her services again.
Had a great experience. Such a simple and convenient process. Will highly recommend to others.
Pat Tenny has helped me so much! I can't thank her enough. She worked so hard on this loan for me. Most other places would have thrown their hands up and given up. Pat loves a challenge and let me tell you, this loan was every bit of that. THANK YOU SO MUCH PAT. I am enjoying my new house with a pool thanks to you! This was my second loan with her and I was quickly reminded why I chose her in the first place. If I ever decide to refinance I will be giving you a call and if another amazing deal comes up I am sure I will bring it to you for you to pull your hair out over. Midwest financial is great and I highly recommend them to anyone that is in the market for a home loan or refinance. Pat will treat you very well and you will be very happy you went with MWF.
I have lived a long time and, as a customer, I have done many loans and refinances in the course of my home and income property ownership. Truly, Pat has been the best of all. She was extremely attentive to all my obsessive detailed questions as well as her response time was remarkable. I have never dealt with anyone this experienced. Pat also, early on, explained what I should expect and where the challenge points could happen. Besides all this, Pat was kind and personable which really helped to put me at ease. I totally recommend Pat Tenney for mortgage refinances!
Pat could not have made getting a mortgage easier. She got us a great rate and I would recommend her to everyone needing a mortgage or refi.
Pat is hands down the best mortgage consultant we have ever used. Her service went above and beyond. We can't say enough about our experience.
Great friendly service!
I highly recommend Pat for all your mortgage needs. I was a remote buyer that found her through an online search and could not have been more satisfied. Her communications was excellent, I got the rate I was after, and closed weeks ahead of schedule. She made the entire process very painless. I will definitely use her for any future real estate needs
Great experience. Pat works one on one with you, helps out in various areas and goes above and beyond to get your desk closed
Great experience! Pat finds the best rates for you, helps out with various issues and goes above and beyond to get your deal closed!
Pat made this process super easy. She always made sure to take time to keep us posted and was always there to answer and questions or concerns we had. We have tried in the past with other mortgage service companies and have been extremely disappointed to say the least. I will make sure that I will only use Pat for any mortgage needs that I have and refer her to all my friends and family. Thanks again Pat, your the best at what you do!
Would highly recommend Pat to anyone looking for mortgage services. She takes the time to keep you informed and up to date on what's going on. Have gone to other mortgage service companies in the past and have been extremely disappointed. Pat works very hard for her clients. I will no longer go anywhere else but to Pat for any mortgage service needs I may have. I will recommend her to all my friends and family. She is the best in the business! Thanks again Pat
Easy, professional and pleasant to deal with
Excellent customer services from start to finish
Always looks out for her customers best interest
Have dealt with Pat for 4 purchases/refinances and always given awesome one on one service
I would highly recommend
My husband and I are so happy we chose to work with Patricia Tenney at MidWest Financial Mortgage Services. She was amazing from start to finish. After reviewing our financials she anticipated exactly what the underwriter was going to request. She had us write letters of explanation in advance and gather all supporting documents to expedite the underwriting process. She called on a daily basis with updated and she was there when we signed our closing documents. We highly recommend Patricia.
Pat was absolutely amazing to work with! She was responsive and we closed in 17 days! I highly recommend her.
My wife and I were trying to get a reverse mortgage from a local bank. Thankfully, we decided to get a second opinion. Pat Tenney was able to negotiate a better interest rate, lower margin and about $30K extra payout to us. All this was WITH THE SAME LENDER the bank was using! An independent agent who is willing to work for YOU is the best way to go and nobody does that better than Pat Tenney. Dan & Kathleen Westfall
We were so blessed to have Patricia take care of our loan we so appreciated all her follow up throughout the process of our loan. We would highly recommend Patricia thanks for making our dream vacation home happen!! Friends and family will be coming your way lady
The Best
I recently completed some financial business with Pat Tenney at Midwest Financial Mortgage. Pat made this process so easy. She is a true professional who is a kind and considerate person. She made sure I was aware of all my options and that I completely understood. It is very clear that she truly cares about her clients.
I highly recommend Pat Tenney and I will use her again should the need ever arise.
Thanks,
Janet LeClaire
Best person to work with. Works hard to get the loan done quick. Very organized person. Highly recommend.
Pat Tenney at Midwest financial did an excellent job helping us through the process of buying a new home she is very aggressive calling almost daily updating us on the loan process. We closed on time and Pat met us at the escrow company and reviewed each document with us to make sure every thing was perfect. I highly recommend Pat if you want the paperwork done right and flow smoothly.
Pat was great! Got me a good loan and did a great job
Pat is so knowledgeable and really works hard to help you. I would recommend her to anyone- just fantastic!
Pat went the extra mile for us, she was able to meet some fast deadlines, which allowed us to close on our house quickly.
Pat went the extra mile for us, she was able to meet some fast deadlines. We were able to get our house quickly because of her and our Realtors work.
Pat was attentive to every detail, and responsive to every concern I had. She pushed the loan through the process quickly and efficiently. All in all a very positive and personal experience.
Pat Tenney did a great job on the loan for my condo, even with it being a difficult loan with my unconventional source of income and the fact that it is a condo. She was professional, easy to get along with and thorough. She made the process easy for me and beat the deadline for the loan. Thank you Pat..
Hands down... Oat Tenney is the best lender I have EVER worked with. I have been in real estate for over 30 years… She recently closed my own residential home deal… That I never thought was going to be able to go through… I will recommend her to everybody that I know!
Working with Pat was and has always been a great experience. She is extremely knowledgeable in her field and fun to work with. She is straight forward and honest in her assessment of your needs and very thorough is her calculations as to insure no “surprises “pop up. I would and have referred friends and family to her for a no hassle home loan.
Thanks Pat
Bob Borg
LHC, Az.
Pat was great to work with, extremely friendly and knowledgeable. I will definitely be doing business again with her!
I did a mortgage with Midwest last year, Pat Tenney made the whole process as easy as possible. Pat was very helpful in explaining and answering the many questions and emails promptly and really kept on top of things. Last month, almost a year after I closed the loan, I had some questions about tax papers I needed, Pat was able to get them to me the same day. I had a great experience with Midwest and highly recommend Pat Tenney. I would definitely use Midwest again.
Pat Tenney and MidWest Mortgage is a fantastic mortgage professional who focuses on her clients and saving them money with low rates and great service. I recommend you talk to Pat if you're looking at buying a home or refinancing and you're anywhere near Lake Havasu or even anywhere else in Arizona!
Pat was tenacious in getting our reverse mortgage approved. She works very hard for her clients an is extremely detail oriented. I would definitely recommend Pat for any mortgage services needed.
Patricia Tenney, My husband and I could not be more grateful for all your hard work and dedication in helping us with the purchase of our forever home. Our situation was not easy in fact it was extremely difficult, our credit was so damaged due to the consolidation and you still took us under your wing and worked numerous days/nights and hours to make sure we had the best loan possible. Your commitment to excellence and customer service is immeasurable YOU are AMAZING and a stickler for accuracy. You wealth of knowledge, attention to detail, ethics communication and customer service are invaluable. We are forever thankful for all your hard work and dedication, you went above and beyond to make sure our needs were met with the best possible loan. Thank you, Thank you Thank you...YOU ROCK!!!!
Pat at Midwest Financial is the best. We have done several loans with her and are always VERY happy with the job she does. She has been doing loans for many years and is truly amazing with respect to her job knowledge, ethics, communication with clients and her desire to get the job done and done right. We obtained our latest loan after we moved from the area. We weren't sure how the long-distance relationship would work. It could not have been easier. It was handled professionally, electronically, quickly and efficiently. Pat is the BEST at what she does !She will always be our "go to" loan gal.
Hi Pat,
Just found your email in the trash bin. No idea how it got there. I have one issue. The check I receive each month does not automatically go into my account like we asked. How do I get this changed so I have automatic deposit to my account ??
Ray Bigler
3604720841
Such a pleasure to work with Pat on my refinance! Her knowledge and attention to detail were invaluable. Her ability to identify and address potential issues proactively allowed my loan to close quickly and efficiently. I would gladly do business with Pat Tenney and MidWest Financial Mortgage Services again. Wendy
Pat went above and beyond to get my mortgage closed in a timely fashion. In fact, she got it done earlier than expected to everyone's delight.
She is fast, efficient and very professional.
Thanks again Pat.
Geri Smith
Pat went above and beyond to get my mortgage closed in a timely fashion. We actually closed earlier than anticipated to everyone's delight. Fast, Efficient and very Professional.
Pat is an amazing mortgage broker who cares about her clients and works hard to get them a great low rate. I can't recommend Pat highly enough!
Pat is one of the most knowledgeable and professional brokers I've ever had the pleasure of working with. Highly recommended. If you ever need to buy a home or just want some info on what options you may have, she's hands down the person to go see. Pat has made the home buying experience so incredibly easy. Glad to have been able to work with her. Again, highly recommended!!!